Non-Industrial Disability Insurance (NDI)
NDI is a wage continuation program that provides income for eligible employees who are disabled and unable to work due to a non-work related injury or illness. The NDI program is administered by the State Employment Development Department (EDD), and provides up to twenty-six (26) weeks of benefits.
More information about NDI can be found at the California Sate University Nonindustrial Disability Program web site.
Benefit payment depends on the employee’s unit:
|Unit||Amount per Week|
|Units 2, 5, 7, 9 (CSUEU)||$250|
|Unit 3 (Faculty)||$125|
|Unit 4 (Academic Support)||$125|
|Unit 6 (Skilled Trades)||$125|
|Unit 8 (Public Safety)||$125|
|Management Personnel Plan (MPP)||$250|
In order to apply for benefits, employees must meet all the following eligibility criteria:
- Active PERS/STRS member in compensated employment
- Must have an appointment in one of the following categories
- A permanent or probationary full time CSU employee in compensated employment;
- A permanent part time or hourly employee with at least the equivalent of six monthly compensated pay periods of service in the past 18 months immediately preceding the pay period in which the disability begins
- A CSU employee appointed half time or more for one year of service or one academic year or more.
- Has a disability which has been verified and accepted by the Employment Development Department (EDD)
- Submits to a medical examination if requested by the EDD.
A seven-day waiting period begins on the first full day of disability. If the employee is confined in a hospital or EDD-approved nursing home for one full day, the waiting period may be waived. The waiting period may be with or without pay depending upon whether the employee has accrued sick leave, vacation, CTO, holiday credit, etc., to cover the time.
Use of Leave Credits
- Sick Leave
- All accrued sick leave must be used before any NDI benefits may be paid.
- Vacation, CTO, Personal Holiday
- The employee may elect to use accrued vacation, CTO or personal holiday prior to receiving NDI benefits. If the employee elects to use any of these credits, all of the selected credits must be used before NDI benefits will be made (e.g., if the employee elects to use accrued vacation, all of the accrued vacation must be used before NDI benefits will be paid).
NDI Check Deductions That Continue
- Federal and state income taxes
- Social Security
- Regular employee contributions to health and dental insurance premiums unless the employee opts to cancel.
- Voluntary miscellaneous deductions (e.g., credit union, insurance contributions, etc.) unless the employee opts to cancel.
NDI Check Deductions That Are Discontinued
- Employee contribution to PERS/STRS
- State contribution to PERS/STRS
- Sick leave, vacation and service credit accrual
- Direct Deposit
Note that when the employee returns to work status, reinstatement of paycheck Direct Deposit must begin anew.
Employees receiving NDI benefits are not eligible to receive Workers’ Compensation Temporary Disability, Industrial Disability or Unemployment Insurance benefits.
Employees may be eligible to participate in the Catastrophic Leave Donation Program to supplement NDI.
Reductions or ineligibility in benefit payments may occur, based on receipt of other benefits, or when the employee is released by the physician to work only part-time.
If you are interested in applying for NDI, or would like more information, please contact Heather Cain or call at (707) 664-2983.